CDFI financing programs

16 verified programs in this category for small businesses. Each links to its official source with the date we last checked it. Criteria change — confirm current details before applying.

• A4CB Business Loans

  CDFI financing · Businesses in Illinois

  A Chicago-based nonprofit CDFI offering term loans and lines of credit to early, emerging, and established small businesses that use alternative underwriting rather than convention…

• Accion Opportunity Fund Loans

  CDFI financing · Businesses in California

  A nonprofit CDFI offering term loans, SBA 7(a), and equipment financing to underserved entrepreneurs — including women-, minority-, and immigrant-owned businesses — in 45 states.

• BBIF Florida Small Business Loans

  CDFI financing · Businesses in Florida

  A 39-plus-year-old nonprofit CDFI serving Florida that offers microloans, small-business loans, Legacy loans, contractor financing, and commercial real estate loans, paired with bu…

• BCL of Texas Small Business Loans

  CDFI financing · Businesses in Texas

  A nonprofit CDFI lender offering tiered small-business loans, an SBA 504 program, and a Texas Small Business Diversity Fund, paired with free one-on-one business coaching, serving …

• CalCAP for Small Business

  CDFI financing · Businesses in California

  A state credit-enhancement program that gives participating lenders a loss-reserve so they will lend to California small businesses that otherwise struggle to qualify. You apply th…

• CCLF Social Enterprise Loans

  CDFI financing · Businesses in Cook County, DuPage County, Kane County, Lake County, McHenry County and Will County

  A certified CDFI providing flexible, affordable financing (working capital, predevelopment, construction/rehab, and permanent mortgage loans) to mission-driven and community-based …

• CDC Small Business Finance Loans

  CDFI financing · Businesses in California

  A nonprofit community lender offering SBA 504 real estate loans and general small business loans ($30K–$350K) with flexible, story-based underwriting for underserved borrowers.

• LiftFund Small Business Loans

  CDFI financing · Businesses in Texas

  A Texas-based nonprofit CDFI offering SBA and direct small business loans, primarily serving Texas and nearby states — useful coverage for businesses outside California.

• Main Street Launch Microloans

  CDFI financing · Businesses in California

  An Oakland-headquartered CDFI making small-business loans up to $350,000 across California, with a mission of equal-opportunity lending in low-to-moderate income communities.

• Pacific Community Ventures Loans

  CDFI financing · Businesses in California

  A California nonprofit CDFI offering affordable small business loans focused on low-to-moderate-income communities, plus specialized climate-resilience and LA fire-recovery funds.

• PeopleFund Small Business Loans

  CDFI financing · Businesses in Texas

  A Texas nonprofit CDFI offering small-business loans — including SBA 504, fast Flash Funds loans, and disaster-relief loans — plus dedicated financing tracks for veteran, military-…

• Pursuit Small Business Loans (SBA Microloan, SmartLoans, SBA 504/7(a))

  CDFI financing · Businesses in New York

  70+ year old New York-headquartered nonprofit lender and SBA Preferred Lender offering SBA microloans, SmartLoans, and SBA 504/7(a) financing for working capital, equipment, real e…

• Renaissance Economic Development Corporation Small Business Loans

  CDFI financing · Businesses in New York County, Kings County, Queens County, Bronx County, Richmond County, Nassau County, Suffolk County, Westchester County, Putnam County, Dutchess County, Orange County, Rockland County, Sullivan County and Ulster County

  U.S. Treasury-certified CDFI providing affordable loan capital and multilingual business advisory/training services to under-resourced entrepreneurs in NYC, Long Island, and the Mi…

• TMC Community Capital Loans

  CDFI financing · Businesses in San Francisco County, Alameda County, Contra Costa County, Marin County, Napa County, San Mateo County, Santa Clara County, Solano County, Sonoma County and Los Angeles County

  A CDFI providing capital and support to small businesses in the San Francisco Bay Area and the Los Angeles region.

• TruFund Small Business Loans

  CDFI financing · Businesses in New York

  501(c)(3) nonprofit CDFI serving New York small businesses with a general small business loan, a micro-lending program, SBA Community Advantage loans, contractor mobilization loans…

• Working Solutions CDFI Microloans

  CDFI financing · Businesses in California

  A Bay Area nonprofit CDFI offering $5,000–$100,000 microloans plus free business consulting, including to newer or pre-revenue businesses — no minimum credit score, revenue, or col…

FundBridge Navigator LLC is independent and privately operated, not a government agency — every program listed here links to its official source.