Kiva U.S. 0% Interest Loans
Kiva (501(c)(3) nonprofit crowdlending platform) · Nonprofit
0% interest, no-fee, no-collateral microloans up to $15,000, crowdfunded by individual lenders based on community trust rather than credit score. Requires a PayPal account and recruiting a small group of lenders during a fundraising period.
What this program’s published criteria check
Requirements the program publishes
- 0% interest microloans for U.S. small businesses.
Who it covers
Available nationwide
Funding range
$1,000 – $15,000
Deadline
No published deadline — confirm the current round on the official source
Application cost
The official application is free.
Official source
Always apply through the funder directly. FundBridge Navigator never submits on your behalf.
https://www.kiva.org/borrowInformation last verified July 22, 2026.
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Program criteria, amounts and deadlines change. Always confirm the current details on the official source above before applying. FundBridge Navigator LLC is independent and privately operated — we are not a government agency and are not affiliated with any government agency, and we are not affiliated with, endorsed by, or sponsored by Kiva U.S. 0% Interest Loans or its provider. We do not decide who receives funding and no outcome is promised.