SBA 504 Loan Program
U.S. Small Business Administration (via Certified Development Companies) · Federal
Long-term, fixed-rate financing for major fixed assets — commercial real estate, construction, or heavy equipment. Not for working capital or inventory, so it is a better fit for businesses buying or building their own space.
What this program’s published criteria check
Requirements the program publishes
- Available to U.S. small businesses.
Counts in your favour
- Best fit if you own or are buying your business property — 504 funds real estate and major equipment, not working capital.
Who it covers
Available nationwide
Funding range
Up to $5,500,000
Deadline
No published deadline — confirm the current round on the official source
Application cost
The official application is free.
Official source
Always apply through the funder directly. FundBridge Navigator never submits on your behalf.
https://www.sba.gov/funding-programs/loans/504-loansInformation last verified July 22, 2026.
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Program criteria, amounts and deadlines change. Always confirm the current details on the official source above before applying. FundBridge Navigator LLC is independent and privately operated — we are not a government agency and are not affiliated with any government agency, and we are not affiliated with, endorsed by, or sponsored by SBA 504 Loan Program or its provider. We do not decide who receives funding and no outcome is promised.